Like any financial institution, credit unions have the financial resources. Credit unions also differ from the traditional consumer cooperatives. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks.
Credit Union Location in El Centro, California
El Centro, California have 2 agent Credit Union location in your country. All country.
Credit unions also differ from the traditional consumer cooperatives. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks.
| Agent | Contacts |
|---|---|
| First Imperial Credit Union, El Centro |
1602 West Main Street El Centro, CA 92243
Phone: (760) 352-1540 Routing number: 68356 |
| Sun Community Federal Credit Union, El Centro |
1068 Broadway El Centro, CA 92243
Phone: (760) 337-4200 Routing number: 09296 Charter number: 322275296 |
The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services.
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