In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Credit union services are available only to its shareholders. To reduce the risk of default on loans members of the credit union shall the joint guarantee. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations.
Credit Union Location in Chatsworth, California
Chatsworth, California have 2 agent Credit Union location in your country. All country.
Credit union services are available only to its shareholders. The main advantage of credit unions consists in transparency, controllability, governance for shareholders.
| Agent | Contacts |
|---|---|
| Premier America Credit Union, Chatsworth |
19867 Prairie Street Chatsworth, CA 91311
Phone: (800) 772-4000 Routing number: 68428 |
| Telesis Community Credit Union, Chatsworth |
9301 Winnetka Avenue Chatsworth, CA 91311
Phone: (818) 885-1226 Routing number: 68396 |
Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit. Credit union as a consumer cooperative operates on the principles of equality of all its members.
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