Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit union services are available only to its shareholders. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.
Bakersfield, California have 8 agent Credit Union location in your country. All country.
Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Credit union services are available only to its shareholders.
Agent | Contacts |
---|---|
Bakersfield City Employees Federal Credit Union, Bakersfield |
2817 16th Street Bakersfield, CA 93301
Phone: (661) 861-6151 Routing number: 01339 |
Bakersfield Community Federal Credit Union, Bakersfield |
2101 16th Street Bakersfield, CA 93301
Phone: (661) 322-2091 Routing number: 10760 |
Chevron Valley Credit Union, Bakersfield |
8200 Granite Falls Dr Bakersfield, CA 93312
Phone: (661) 587-7250 Routing number: 60996 |
Espeeco Federal Credit Union, Bakersfield |
1015 Sumner Street Bakersfield, CA 93305
Phone: (661) 327-5548 Routing number: 09590 |
Kern Federal Credit Union, Bakersfield |
1717 Truxtun Ave. Bakersfield, CA 93301
Phone: (661) 327-9461 Routing number: 06032 |
Kern Schools Federal Credit Union, Bakersfield |
2424 Chester Avenue Bakersfield, CA 93301
Phone: (661) 833-7888 Fax (66 Routing number: 03804 |
Safe 1 Credit Union, Bakersfield |
1400 Mill Rock Way Bakersfield, CA 93311
Phone: (661) 327-3818 Routing number: 61598 |
Star Energy Credit Union, Bakersfield |
5605 N Chester Ext Bakersfield, CA 93308
Phone: (661) 392-2570 Routing number: 64544 |
To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative.