In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders.
Tucson, Arizona have 10 agent Credit Union location in your country. All country.
The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy.
Agent | Contacts |
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Apc Employees Federal Credit Union, Tucson |
3376 N. Belmont Mine Place Tucson, AZ 85745
Phone: (520) 882-5096 Routing number: 09552 |
Hughes Federal Credit Union, Tucson |
971 W Wetmore Tucson, AZ 85705
Phone: (520) 794-8341 Routing number: 07531 |
Pima Federal Credit Union, Tucson |
3730 North Stone Avenue Tucson, AZ 85705
Phone: (520) 887-5010 Routing number: 07316 |
Pyramid Credit Union, Tucson |
PO BOX 12100 Tucson, AZ 857322100
Phone: n/a Routing number: 24826 |
Southern Arizona Communications Credit Union, Tucson |
4850 S. Park Ave Tucson, AZ 85714
Phone: (520) 573-4436 Routing number: 63304 |
Tucson Federal Credit Union, Tucson |
1160 N Winstel Blvd Tucson, AZ 85716
Phone: (520) 795-8520 Fax (52 Routing number: 02157 |
Tucson Healthcare Affiliates Federal Credit Union, Tucson |
5280 E. Grant Rd. Tucson, AZ 85712
Phone: (520) 324-5105 Routing number: 21890 |
Tucson Old Pueblo Credit Union, Tucson |
2500 E. 22nd St. Tucson, AZ 85713-2002
Phone: (520) 881-6262 Routing number: 66116 |
Tucson Telco Federal Credit Union, Tucson |
2850 N. Country Club Rd. Tucson, AZ 85716
Phone: (520) 795-1626 Routing number: 02458 |
Vantage West Credit Union, Tucson |
2480 N. Arcadia Avenue Tucson, AZ 85712
Phone: (520) 298-7882 Routing number: 68558 Charter number: 322174708 |
Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services.