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To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Credit union services are available only to its shareholders. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.


Credit Union Location in Birmingham, Alabama

Credit Union

Birmingham, Alabama have 30 agent Credit Union location in your country. All country.

Credit union services are available only to its shareholders. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America.

Agent Contacts
ACIPCO Federal Credit Union, Birmingham 1501 31st Ave N Birmingham, AL 35207

Phone: (205) 328-4371
Routing number: 16500
Charter number: 262087447
Alabama Central Credit Union, Birmingham 3601 4th Ave S Birmingham, AL 35222

Phone: (205) 510-1300
Routing number: 60712
Charter number: 262087502
Alabama Postal Credit Union, Birmingham 351 North 24th St. Birmingham, AL 35203

Phone: (205) 252-4812
Routing number: 64645
Charter number: 262087515
Alabama Telco Credit Union, Birmingham 1849 Data Drive Hoover, AL 35244

Phone: (205) 985-2828
Routing number: 68583
Charter number: 262087528
Americas First Federal Credit Union, Birmingham 1200 4th Avenue North Birmingham, AL 35203

Phone: (205) 320-4185
Routing number: 24534
Charter number: 262083881
Ang Federal Credit Union, Birmingham 5401 East Lake Blvd Bldg 630 Birmingham, AL 35217-0204

Phone: (205) 841-4525
Routing number: 11975
Charter number: 262084893
APCO Employees Credit Union, Birmingham 1608 Seventh Avenue North Birmingham, AL 35203

Phone: (205) 257-3601
Routing number: 62728
Charter number: 262087609
Birmingham News Employees Credit Union, Birmingham 2201 4th Ave N Birmingham, AL 35203

Phone: (205) 325-2430
Routing number: 65463
Charter number: 262086671
Birmingham Police Credit Union, Birmingham 708 17th Street North Birmingham, AL 35203

Phone: (205) 583-4632
Routing number: 64603
Charter number: 262073260
Birmingham Post Office Credit Union, Birmingham 1351 Decatur Highway Suite 117 Fultondale, AL 35068

Phone: (205) 849-0497
Routing number: 64162
Charter number: 262084961


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Credit unions also differ from the traditional consumer cooperatives. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.