To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Credit union services are available only to its shareholders. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.
Birmingham, Alabama have 30 agent Credit Union location in your country. All country.
Credit union services are available only to its shareholders. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America.
Agent | Contacts |
---|---|
ACIPCO Federal Credit Union, Birmingham |
1501 31st Ave N Birmingham, AL 35207
Phone: (205) 328-4371 Routing number: 16500 Charter number: 262087447 |
Alabama Central Credit Union, Birmingham |
3601 4th Ave S Birmingham, AL 35222
Phone: (205) 510-1300 Routing number: 60712 Charter number: 262087502 |
Alabama Postal Credit Union, Birmingham |
351 North 24th St. Birmingham, AL 35203
Phone: (205) 252-4812 Routing number: 64645 Charter number: 262087515 |
Alabama Telco Credit Union, Birmingham |
1849 Data Drive Hoover, AL 35244
Phone: (205) 985-2828 Routing number: 68583 Charter number: 262087528 |
Americas First Federal Credit Union, Birmingham |
1200 4th Avenue North Birmingham, AL 35203
Phone: (205) 320-4185 Routing number: 24534 Charter number: 262083881 |
Ang Federal Credit Union, Birmingham |
5401 East Lake Blvd Bldg 630 Birmingham, AL 35217-0204
Phone: (205) 841-4525 Routing number: 11975 Charter number: 262084893 |
APCO Employees Credit Union, Birmingham |
1608 Seventh Avenue North Birmingham, AL 35203
Phone: (205) 257-3601 Routing number: 62728 Charter number: 262087609 |
Birmingham News Employees Credit Union, Birmingham |
2201 4th Ave N Birmingham, AL 35203
Phone: (205) 325-2430 Routing number: 65463 Charter number: 262086671 |
Birmingham Police Credit Union, Birmingham |
708 17th Street North Birmingham, AL 35203
Phone: (205) 583-4632 Routing number: 64603 Charter number: 262073260 |
Birmingham Post Office Credit Union, Birmingham |
1351 Decatur Highway Suite 117 Fultondale, AL 35068
Phone: (205) 849-0497 Routing number: 64162 Charter number: 262084961 |
Credit unions also differ from the traditional consumer cooperatives. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.