The Bank accepts and reviews complaints from customers regarding the services of Coinstar Money Transfer system in an expeditious manner, and on the complaints received in writing, informs the applicant about the decision in accordance with existing regulations. Low-cost technologies have allowed Coinstar Money Transfer to lower the cost of transfers. Coinstar Money Transfer System works via the Internet, as opposed to Western Union and MoneyGram, which for the money transfers information are using their own internal networks. Number of countries and service pointsof Coinstar Money Transfer is constantly increasing. Money transfers via Coinstar Money Transfer are made in U.S. dollars and Euro, without opening an account to the Client. Money transfers via "Coinstar Money Transfer" guarantee confidence, speed and convenience. Transfer fee is paid by a person who carries out money transfer via Coinstar Money Transfer, and varies from country to country.