The Bank accepts and reviews complaints from customers regarding the services of Coinstar Money Transfer system in an expeditious manner, and on the complaints received in writing, informs the applicant about the decision in accordance with existing regulations. Low-cost technologies have allowed Coinstar Money Transfer to lower the cost of transfers. Money transfers via Coinstar Money Transfer are made in U.S. dollars and Euro, without opening an account to the Client. Coinstar Money Transfer system is similar to Western Union - and compares favorably by more advantageous prices and ease of processing of the transfer. Until June 1, 2007 the system of "Coinstar Money Transfer" was called "Travelex Money Transfer".