If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. Bank services of MoneyGram on money transfer are available only to individuals. In whatever part of the world you are, you can trust your money transfer to the company MoneyGram. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap. The benefits of money transfers by MoneyGram: sender of of transfer can choose to receive a money transfer currency - U.S. dollars or euros.