Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.
Credit Union Location in Pottstown, Pennsylvania
Pottstown, Pennsylvania have 2 agent Credit Union location in your country. All country.
The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.
| Agent | Contacts |
|---|---|
| Diamond Credit Union, Pottstown |
1600 Medical Drive Pottstown, PA 19464
Phone: (610) 326-5490 Routing number: 68241 Charter number: 231385154 |
| Tri County Area Federal Credit Union, Pottstown |
1550 Medical Drive Pottstown, PA 19464
Phone: (610) 326-3705 Routing number: 06269 Charter number: 231385183 |
Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU.
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