Credit Union Location in Charleston, West Virginia

Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.

Credit Union Location in Charleston, West Virginia

Charleston, West Virginia have 15 agent Credit Union location in your country. All country.

Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings.

Agent	Contacts
Star Usa Federal Credit Union, Charleston	One Cantley Drive Charleston, WV 25314 Phone: (304) 357-2319 Routing number: 00911 Charter number: 251983691
State Credit Union, Charleston	2200 Washington Street East Charleston, WV 25305-0919 Phone: (304) 558-0566 Routing number: 67222 Charter number: 251984467
Valley Bell Federal Credit Union, Charleston	508 Roane St Charleston, WV 25302 Phone: (304) 344-2511 Routing number: 03488 Charter number: 251983824
Wv Air National Guard Federal Credit Union, Charleston	1512 Coonskin Drive Charleston, WV 25311 Phone: (304) 342-2422 Routing number: 12938 Charter number: 251983853
Wv United Federal Credit Union, Charleston	3418 Maccorkle Ave Se Charleston, WV 25304 Phone: (304) 721-4145 Routing number: 23162 Charter number: 251984386

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Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings.