Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
Philadelphia, Pennsylvania have 56 agent Credit Union location in your country. All country.
Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.
Agent | Contacts |
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New Bethel A. M. E. Federal Credit Union, Philadelphia |
6153 Germantown Ave Philadelphia, PA 19144
Phone: (215) 848-1755 Routing number: 23183 Charter number: 236088087 |
New Life Credit Union, Philadelphia |
1152 N 63rd St Philadelphia, PA 19131
Phone: (215) 477-5000 Routing number: 68525 |
Northwood Federal Credit Union, Philadelphia |
6836 Castor Avenue Philadelphia, PA 19149
Phone: (215) 725-8100 Routing number: 05062 Charter number: 236084036 |
Paper Converters Local 286/1034 Federal Credit Union, Philadelphia |
410-24 N. 8th Street Philadelphia, PA 19123
Phone: (215) 829-9212 Routing number: 23556 |
People For People Community Develop Credit Union, Philadelphia |
700 N. Broad Street Philadelphia, PA 19130
Phone: (215) 235-3764 Routing number: 68406 |
Phila Gas Works Employees Federal Credit Union, Philadelphia |
8022 Bustleton Ave Philadelphia, PA 19152
Phone: (215) 742-9611 Routing number: 23094 Charter number: 236087965 |
Phila. Inquirer & Daily News Employees Federal Credit Union, Philadelphia |
400 N. Broad Streeet Philadelphia, PA 19130
Phone: (215) 854-4460 Routing number: 20207 Charter number: 236084175 |
Philadelphia Federal Credit Union, Philadelphia |
12800 Townsend Road Philadelphia, PA 19154
Phone: (215) 934-3500 Routing number: 07238 Charter number: 236084298 |
Philadelphia Letter Carriers Federal Credit Union, Philadelphia |
900 Market St. Philadelphia, PA 19107
Phone: (215) 922-5474 Routing number: 05539 Charter number: 236083671 |
Philadelphia Mint Federal Credit Union, Philadelphia |
151 N Independence Mall East Philadelphia, PA 19106
Phone: (215) 408-0170 Routing number: 03297 Charter number: 236084162 |
To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America.