To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Erie, Pennsylvania have 19 agent Credit Union location in your country. All country.
Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
Agent | Contacts |
---|---|
Erie General Electric Federal Credit Union, Erie |
2154 East Lake Road Erie, PA 16511
Phone: (814) 456-6231 Routing number: 01117 Charter number: 243381117 |
Erie Police Federal Credit Union, Erie |
626 State Street Suite 112 Erie, PA 16507
Phone: (814) 453-2540 Routing number: 08626 Charter number: 243380901 |
Erie T P E Federal Credit Union, Erie |
2222 Filmore Ave. Suite 614 Erie, PA 16506
Phone: (814) 864-5934 Routing number: 03113 Charter number: 243380956 |
Erie Times Federal Credit Union, Erie |
335 Metz Street Erie, PA 16508
Phone: (814) 459-0853 Routing number: 00776 Charter number: 243380930 |
I B E W Local 56 Federal Credit Union, Erie |
962 West 20th Street Erie, PA 16502
Phone: (814) 455-2270 Routing number: 14247 Charter number: 243381065 |
Loco & Cont Employees Federal Credit Union, Erie |
1286 East 38th Street Erie, PA 16504
Phone: (814) 825-6763 Routing number: 01111 Charter number: 243381133 |
Nkp Buffalo Div Federal Credit Union, Erie |
3034 West 12 Erie, PA 16505
Phone: (814) 833-8589 Routing number: 10981 Charter number: 243381230 |
Saint Vincent Erie Federal Credit Union, Erie |
2314 Sassafras Street Suite 100 Erie, PA 16502
Phone: (814) 452-5742 Routing number: 13933 Charter number: 243381337 |
Tri State Rail Federal Credit Union, Erie |
110 West 13th Street Erie, PA 16501
Phone: (814) 455-0092 Routing number: 06070 Charter number: 243386633 |
In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Credit union services are available only to its shareholders. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.