National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative.
Toledo, Ohio have 20 agent Credit Union location in your country. All country.
To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions.
Agent | Contacts |
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Suburban Federal Credit Union, Toledo |
5310 Elmer Dr Toledo, OH 43615
Phone: (419) 531-9683 Routing number: 11841 Charter number: 241282137 |
Toledo Fire Fighters Federal Credit Union, Toledo |
2800 W Laskey Road Toledo, OH 43613
Phone: (419) 474-7200 Routing number: 03748 Charter number: 241282483 |
Toledo Metro Federal Credit Union, Toledo |
1212 Adams St Toledo, OH 43604
Phone: (419) 242-4926 Routing number: 09189 Charter number: 241282506 |
Toledo Police Federal Credit Union, Toledo |
4280 Heatherdowns Toledo, OH 43614
Phone: (419) 385-0101 Routing number: 03720 Charter number: 241282522 |
Toledo Postal Employees Credit Union, Toledo |
435 S. Saint Clair Street, Room 210 Toledo, OH 43601
Phone: (419) 241-1507 Routing number: 63621 Charter number: 241282535 |
Toledo Teamsters Federal Credit Union, Toledo |
435 S Hawley Toledo, OH 43609
Phone: (419) 254-3239 Routing number: 05352 Charter number: 241282593 |
Toledo Urban Federal Credit Union, Toledo |
1339 Dorr Street Toledo, OH 43607
Phone: (419) 255-8876 Routing number: 24578 Charter number: 041284403 |
Tps Credit Union, Toledo |
3845 Angola Rd Toledo, OH 43615
Phone: (419) 381-2323 Routing number: 68181 Charter number: 241282603 |
United Services Federal Credit Union, Toledo |
1716 Spielbusch Ave #405 Toledo, OH 43604
Phone: (419) 241-2163 Routing number: 06019 Charter number: 241282674 |
Ut-Muo Federal Credit Union, Toledo |
Ut-Muo Federal Credit Union 5248 Hill Ave Toledo, OH 436155868
Phone: (419) 534-3770 Routing number: 16174 Charter number: 241282658 |
In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Credit unions also differ from the traditional consumer cooperatives. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations.