In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Credit union services are available only to its shareholders. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision.
Cincinnati, Ohio have 31 agent Credit Union location in your country. All country.
The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members.
Agent | Contacts |
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Members Trust Federal Credit Union, Cincinnati |
4000 Luxottica Place Mason, OH 45040
Phone: (513) 765-6075 Routing number: 15874 Charter number: 242077529 |
Mt Zion Woodlawn Federal Credit Union, Cincinnati |
10180 Woodlawn Blvd Cincinnati, OH 45215
Phone: (513) 772-6230 Routing number: 18562 Charter number: 242078654 |
New Horizons Credit Union, Cincinnati |
637 Vine Street Cincinnati, OH 45202
Phone: (513) 562-6600 Routing number: 63307 Charter number: 242077338 |
Postal Family Credit Union, Cincinnati |
1243 West 8th Street Cincinnati, OH 45203
Phone: (513) 381-8600 Routing number: 97079 Charter number: 242076669 |
Reading Federal Credit Union, Cincinnati |
2110 East Galbraith Road Cincinnati, OH 45237
Phone: (513) 948-7778 Routing number: 21503 Charter number: 242077082 |
St. James Parish Credit Union, Cincinnati |
6195 Cheviot Road Cincinnati, OH 45247
Phone: (513) 385-5921 Routing number: 62624 Charter number: 242077396 |
Tool Steel Credit Union, Cincinnati |
11451 Readingrd Cincinnati, OH 45241
Phone: (513) 733-7955 Routing number: 63160 Charter number: 242077464 |
UPS Credit Union, Cincinnati |
644 Linn Street Suite 129 Cincinnati, OH 45203
Phone: (513) 241-2892 Routing number: 96799 Charter number: 242077503 |
Valley Council Credit Union, Cincinnati |
9231 Reading Road Cincinnati, OH 45215
Phone: (513) 948-1234 Routing number: 63510 Charter number: 242077532 |
W T Community Federal Credit Union, Cincinnati |
755 Ohio Cincinnati, OH 45245
Phone: (513) 752-6250 Routing number: 10859 Charter number: 242077626 |
Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit. Unlike banks credit unions limit their activities to a closed circle of people. Corporate alliances are intermediaries between credit unions and financial markets.