Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. In the UK, credit unions are a source of financing of people groups. This tool is not widely used.
Credit Union Location in Rochester, New York
Rochester, New York have 19 agent Credit Union location in your country. All country.
Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. In the UK, credit unions are a source of financing of people groups. This tool is not widely used.
| Agent | Contacts |
|---|---|
| Lexington Avenue Federal Credit Union, Rochester |
1275 Lexington Ave Rochester, NY 14606
Phone: (585) 254-4543 Routing number: 12833 Charter number: 222382111 |
| Lyell Federal Credit Union, Rochester |
1546 Lyell Avenue Rochester, NY 14606
Phone: (585) 458-9220 Routing number: 10220 Charter number: 222382137 |
| Rochester & Monroe Co Employees Federal Credit Union, Rochester |
460 North Goodman St Rochester, NY 14609
Phone: (585) 546-4279 Routing number: 00817 Charter number: 222382234 |
| Rochester Area State Employees Federal Credit Union, Rochester |
2024 West Henrietta Road #5l Rochester, NY 14623
Phone: (585) 272-0020 Routing number: 00680 Charter number: 222382153 |
| Rochester Polish Federal Credit Union, Rochester |
1325 Hudson Avenue Rochester, NY 14621
Phone: (585) 266-5876 Routing number: 22078 Charter number: 222383039 |
| St. Pius X Church Federal Credit Union, Rochester |
2998 Chili Avenue Rochester, NY 14624
Phone: (585) 247-0724 Routing number: 18090 Charter number: 222380579 |
| The Summit Federal Credit Union, Rochester |
100 Marina Drive Rochester, NY 14626
Phone: (585) 453-7000 Routing number: 04580 Charter number: 222382315 |
| Ukrainian Federal Credit Union, Rochester |
824 Ridge Rd East Rochester, NY 14621
Phone: (585) 544-9518 Routing number: 08854 Charter number: 222382221 |
| Wit Federal Credit Union, Rochester |
22 Fourth Street Rochester, NY 14609
Phone: (585) 454-4580 Routing number: 14836 Charter number: 222382603 |
Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Credit union services are available only to its shareholders. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.