Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. Corporate alliances are intermediaries between credit unions and financial markets.
Kansas City, Missouri have 21 agent Credit Union location in your country. All country.
First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy.
Agent | Contacts |
---|---|
Holy Rosary Credit Union, Kansas City |
533 Campbell Kansas City, MO 64106
Phone: (816) 221-2734 Routing number: 64690 |
K. C. Police Credit Union, Kansas City |
2800 E 14th St Kansas City, MO 64127
Phone: (816) 504-2800 Routing number: 62812 |
K.C. Area Credit Union, Kansas City |
601 E. 12th St Rm G-15 Kansas City, MO 64106
Phone: (816) 936-5050 Routing number: 64939 |
Kansas City Credit Union, Kansas City |
5110 Ararat Drive Kansas City, MO 64129
Phone: (816) 861-5700 Routing number: 63388 |
Kc Terminal Empl/Guadalupe Center Federal Credit Union, Kansas City |
1015 Avenida Cesar E Chavez Kansas City, MO 64108
Phone: (816) 842-6473 Routing number: 04531 |
Kcumb Credit Union, Kansas City |
1750 Independence Ave Kansas City, MO 64106
Phone: (816) 654-7990 Routing number: 64195 |
Mazuma Credit Union, Kansas City |
9300 Troost Ave Kansas City, MO 64131
Phone: (816) 361-4194 Routing number: 64084 |
Metropolitan Federal Credit Union, Kansas City |
4420 Madison Ave Kansas City, MO 64111
Phone: (816) 931-4164 Routing number: 07095 |
Scientific Research Partners Credit Union, Kansas City |
425 Volker Blvd Kansas City, MO 64110
Phone: 816-753-7600 ext. 1293 Routing number: 63998 |
St Lukes Credit Union, Kansas City |
4200 Pennsylvania Kansas City, MO 64111
Phone: (816) 932-5300 Routing number: 61811 |
Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. Credit union as a consumer cooperative operates on the principles of equality of all its members.