All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Detroit, Michigan have 17 agent Credit Union location in your country. All country.
Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Agent | Contacts |
---|---|
Amez United Credit Union, Detroit |
11359 Dexter Detroit, MI 48206
Phone: (313) 933-1818 Routing number: 63223 Charter number: 272079173 |
Bethel Baptist Church East Credit Union, Detroit |
5715 Holcomb Detroit, MI 48213
Phone: (313) 923-1644 Routing number: 62177 Charter number: 272077971 |
Communicating Arts Credit Union, Detroit |
630 Howard Detroit, MI 48226
Phone: (313) 965-8640 Routing number: 61495 Charter number: 272078116 |
Craftsman Credit Union, Detroit |
2444 Clark St Detroit, MI 48209
Phone: (313) 554-9300 Routing number: 61511 Charter number: 272078158 |
Detroit Edison Credit Union, Detroit |
501 S Capitol Ave Lansing, MI 48933
Phone: (888) 267-7200 Routing number: 62047 Charter number: 272078268 |
Detroit Metropolitan Credit Union, Detroit |
1480 E Jefferson Ave Detroit, MI 48207
Phone: (313) 568-5000 Routing number: 62339 Charter number: 272078297 |
Electrical Workers Local 58 Credit Union, Detroit |
1366 Porter Detroit, MI 48226
Phone: (313) 963-6060 Routing number: 64267 Charter number: 272078394 |
Fannie B. Peck Of Bethel Ame Church Credit Union, Detroit |
5050 St. Antoine Detroit, MI 48202
Phone: (313) 831-8810 Routing number: 61375 Charter number: 272078420 |
Greater Christ Baptist Church Credit Union, Detroit |
3544 Iroquois Detroit, MI 48214
Phone: (313) 925-1359 Routing number: 63713 Charter number: 272078569 |
Greater New Mt. Moriah Baptist Chrh Credit Union, Detroit |
586 Owen Detroit, MI 48202
Phone: (313) 871-0744 Routing number: 62324 Charter number: 272078572 |
The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU.