Credit Union Location in Honolulu, Hawaii

Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services.

Credit Union Location in Honolulu, Hawaii

Honolulu, Hawaii have 43 agent Credit Union location in your country. All country.

Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution.

Agent	Contacts
Aloha Airlines Federal Credit Union, Honolulu	1245 Kuala St Ste 102a Pearl City, HI 96782 Phone: (808) 841-6836 Routing number: 07597
Aloha Pacific Federal Credit Union, Honolulu	832 South Hotel Street Honolulu, HI 96813 Phone: (808) 531-3711 Routing number: 01845
Board Of Water Supply Federal Credit Union, Honolulu	630 S. Beretania Street Engineering Bldg., Rm. 205 Honolulu, HI 96813 Phone: (808) 748-5980 Routing number: 02638
Glover Federal Credit Union, Honolulu	248 Sand Island Access Rd Honolulu, HI 96819 Phone: (808) 218-7509 Routing number: 12613
H M S A Employees Federal Credit Union, Honolulu	818 Keeaumoku Street Honolulu, HI 96814 Phone: (808) 948-5154 Routing number: 14303
Hawaii Central Credit Union, Honolulu	681 S King Street Honolulu, HI 96813 Phone: (808) 536-3677 Routing number: 24839
Hawaii Federal Credit Union, Honolulu	1244 Kaumualii Street Honolulu, HI 96817 Phone: (808) 847-1371 Routing number: 02403
Hawaii Law Enforcement Federal Credit Union, Honolulu	1537 Young Street 3rd Floor Honolulu, HI 96826 Phone: (808) 973-4311 Routing number: 01870
Hawaii Pacific Federal Credit Union, Honolulu	1441 Kapiolani Blvd Ste 1318 Honolulu, HI 96814 Phone: (808) 955-5933 Routing number: 04676
Hawaii Schools Federal Credit Union, Honolulu	233 Vineyard Street Honolulu, HI 96813 Phone: (808) 521-0302 Routing number: 01785

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Like any financial institution, credit unions have the financial resources. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.