Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. The right to use the services of the credit union have only its members.
Tampa, Florida have 15 agent Credit Union location in your country. All country.
Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. The relationship between credit unions and shareholders arise from the membership and are not customer relationship.
Agent | Contacts |
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Swc Credit Union, Tampa |
347 West Shore Plaza Tampa, FL 33609
Phone: (813) 288-6013 Routing number: 60610 |
Tampa Bay Federal Credit Union, Tampa |
3815 N Nebraska Ave Tampa, FL 33603
Phone: (813) 247-4414 Routing number: 00352 Charter number: 263183010 |
Tampa Longshoremens Federal Credit Union, Tampa |
705 E Harrison St Tampa, FL 33602
Phone: (813) 229-1192 Routing number: 22196 |
Tampa Postal Federal Credit Union, Tampa |
15916 N Florida Ave Lutz, FL 33549
Phone: (813) 264-4969 Routing number: 04395 Charter number: 263183036 |
USF Federal Credit Union, Tampa |
13302 Usf Palm Drive Tampa, FL 33612
Phone: (813) 569-2000 Routing number: 24223 Charter number: 263183159 |
Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. To reduce the risk of default on loans members of the credit union shall the joint guarantee. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.