Credit Union Location in Fresno, California

National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.

Credit Union Location in Fresno, California

Fresno, California have 12 agent Credit Union location in your country. All country.

Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries.

Agent	Contacts
Educational Employees Credit Union, Fresno	2222 W. Shaw Ave Fresno, CA 93711 Phone: (800) 538-3328 Routing number: 60520 Charter number: 321172594
First California Federal Credit Union, Fresno	2525 E. Shields Avenue Fresno, CA 93726 Phone: (559) 226-8282 Routing number: 23964
Fresno County Federal Credit Union, Fresno	2580 W Shaw Lane Fresno, CA 93711 Phone: (559) 252-5000 Routing number: 24552 Charter number: 321172510
Fresno Fire Department Credit Union, Fresno	5300 N Fresno Street Fresno, CA 93710 Phone: (559) 228-1997 Routing number: 68008
Fresno Grangers Federal Credit Union, Fresno	2319 N. Parkway Drive Fresno, CA 93705 Phone: (559) 237-2066 Routing number: 04163
Fresno Police Department Credit Union, Fresno	1004 N Van Ness Fresno, CA 93728 Phone: (559) 233-1788 Routing number: 62747
Greater Valley Credit Union, Fresno	1185 W Hedges Avenue Fresno, CA 93728 Phone: (559) 233-0867 Routing number: 64660
San Joaquin Power Employees Credit Union, Fresno	1080 West Shaw Ave Ste. 109 Fresno, CA 93711 Phone: (559) 230-5080 Routing number: 66788
So Val Tel Federal Credit Union, Fresno	So-Val Tel Federal Credit Union 4986 E Clinton Way Fresno, CA 93727 Phone: (559) 456-1144 Routing number: 09004
St. Agnes Hospital Federal Credit Union, Fresno	1303 E. Herndon Ave Fresno, CA 93720 Phone: (559) 450-3115 Routing number: 17419

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Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Credit unions also differ from the traditional consumer cooperatives. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations. Corporate alliances are intermediaries between credit unions and financial markets.